Home Equity Line of Credit

A home equity line of credit is a line of credit that is secured by the equity in your home. You can use a HELOC to borrow money as needed, up to your approved credit limit and pay it back over time. Our home equity line of credit program can help you access the equity in your home to finance renovations, debt consolidation, or other expenses.

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Interest rate


Credit score




Interest Only

Eligibility Requirements:

To qualify for a HELOC you typically will need to have a credit score of at least 680, a low debt-to-income ratio, and enough equity in your home to cover the credit limit. We do require 2 years of W2’s with 2 paystubs.

Features and Benefits:

Up to 85% CLTV

Rates as low as 7.99%

15-Year Interest Only

DTI less than 50%

Minimum loan amount $20,000

Fund in as little as 2 weeks

1-Unit SFR, Condo, or PUD only

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