FHA Standard Loans
FHA Loan Program helps homebuyers secure affordable financing with low down payments, flexible credit requirements, and competitive interest rates. Whether your borrowers are first-time home buyers, looking to refinance, or need a loan with more lenient qualifications, FHA loans provide an excellent solution.
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Credit Score
LTV for
Purchase/Refinance
Fully Amortized
Maximum Loan Amount
Program Highlights:
Down Payments As Low As 3.5% - Borrowers with a credit score of 580+ can qualify for an FHA loan with a 3.5% down payment, making homeownership more accessible.
Up to 97.5% LTV - FHA loans allow for higher loan-to-value financing, reducing upfront costs for buyers.
Primary Residence Only - FHA loans are designed for owner-occupied homes.
Fast Processing & Reliable Closings - Our streamlined underwriting process ensures faster approvals with simplified documentation for FHA loans. We prioritize quick closing times, allowing your borrowers to secure their homes without delays.
