FHA Loan

FHA loans are designed to make home ownership more accessible and affordable, particularly for first-time home buyers and those with lower credit scores or smaller down payments. The benefits of an FHA loan, includes low down payment requirements and flexible credit guidelines. Whether you are a first-time homebuyer or looking to refinance, our team of experienced loan officers can guide you through the process of obtaining an FHA loan.

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Interest rate


Credit score


Down Payment


Fully Amortized

Eligibility Requirements:

To qualify for an FHA loan, you will need a credit score of at least 580. You will also need to provide 2 years of W2’s and last 2 paystubs. We require documentation of your income, employment history, and assets, and have a down payment of at least 3.5% of the home’s purchase price.

Features and Benefits:

Up to 96.5% loan-to-value

3.5% down payment

Rates as low as 6.125%

30-year fixed rate fully amortized

DTI less than 50%

Purchase, refinance, or cash-out options available

14 days closing

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