FHA Loan
FHA loans are designed to make home ownership more accessible and affordable, particularly for first-time home buyers and those with lower credit scores or smaller down payments. The benefits of an FHA loan, includes low down payment requirements and flexible credit guidelines. Whether you are a first-time homebuyer or looking to refinance, our team of experienced loan officers can guide you through the process of obtaining an FHA loan.
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Interest rate
Credit score
Down Payment
Fully Amortized
Eligibility Requirements:
To qualify for an FHA loan, you will need a credit score of at least 580. You will also need to provide 2 years of W2’s and last 2 paystubs. We require documentation of your income, employment history, and assets, and have a down payment of at least 3.5% of the home’s purchase price.
Features and Benefits:
Up to 96.5% loan-to-value
3.5% down payment
Rates as low as 6.125%
30-year fixed rate fully amortized
DTI less than 50%
Purchase, refinance, or cash-out options available
14 days closing
