Conventional Loans
Conventional loans may offer more flexibility and options in terms of loan amount and repayment terms. Explore our conventional loan options, including fixed-rate and adjustable-rate mortgages, jumbo loans, and more. Whether you are a first-time homebuyer or a seasoned homeowner, our team of experienced loan officers can help you navigate the home financing process.
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Interest rate
Credit score
Down Payment
Fully Amortized
Eligibility Requirements:
To qualify for a conventional loan, you generally need a credit score of at least 640. You will also need to provide documentation of your income, employment history, and asses, and have a down payment of at least 5% of the home’s purchase price. We do require 2 years of W2’s and the last 2 paystubs.
Features and Benefits:
Up to 95% loan-to-value
5% down payment
Rates as low as 6.49%
30-year fixed rate fully amortized
DTI less than 47%
Purchase, refinance, or cash-out options available
Loan amounts as low as $75,000
