Conventional Loans

Conventional loans may offer more flexibility and options in terms of loan amount and repayment terms. Explore our conventional loan options, including fixed-rate and adjustable-rate mortgages, jumbo loans, and more. Whether you are a first-time homebuyer or a seasoned homeowner, our team of experienced loan officers can help you navigate the home financing process.

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Interest rate


Credit score


Down Payment


Fully Amortized

Eligibility Requirements:

To qualify for a conventional loan, you generally need a credit score of at least 640. You will also need to provide documentation of your income, employment history, and asses, and have a down payment of at least 5% of the home’s purchase price. We do require 2 years of W2’s and the last 2 paystubs.

Features and Benefits:

Up to 95% loan-to-value

5% down payment

Rates as low as 6.49%

30-year fixed rate fully amortized

DTI less than 47%

Purchase, refinance, or cash-out options available

Loan amounts as low as $75,000

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