Bank Statement Loans

Bank statement loans are a unique financing option that allows self-employed borrowers and business owners to qualify for a home mortgage based on their bank statements. At Legions Capital Inc., we understand that not all our borrowers fit into the traditional lending box. Our bank statement loan program can help self-employed borrowers qualify for a mortgage using their bank statements instead of tax returns.

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Interest rate


Credit score


Down Payment


Fully Amortized

Eligibility Requirements:

To qualify for a bank statement loan, you typically need to have a credit score of at least 620 and be able to provide 12 or 24 months of bank statements that show regular income and sufficient cash reserves.

Features and Benefits:

Up to 85% loan-to-value

15% down payment

Rates as low as 6.99%

30-year fixed rate fully amortized

DTI less than 50%

Purchase, refinance, or cash-out options available

Loan amounts starting at $75,000

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